Kennesaw, Acworth, Woodstock Restaurant, Bar & Taverns Insurance
D Ward Insurance caters to the insurance needs of today's restaurant owners in Kennesaw and throughout the state of Georgia, offering quality coverage unique to the industry. Designed for full-service fine dining and family restaurants, our value is straight forward...we can better serve you because we specialize in and understand the restaurant industry. We offer:
- Broad coverages designed for your industry and tailored to your standards.
- Competitive Pricing
- Responsive, fair claims services that protect the best interests of policy owners.
- Access to safety and loss prevention information specifically for restaurant operations.
Restaurant Insurance in Kennesaw, Acworth, Woodstock
We have built upon our experience to develop a portfolio of coverages to address every facet of your restaurant operation. Available coverages include:
- Property Insurance - Business Income, Equipment Breakdown, Food Contamination Spoilage, Sewer Backup
- Crime/Employee Dishonesty
- General Liability
- Liquor Liability
- Employee Benefit Liability
We can service your restaurant insurance needs in Kennesaw, Georgia including the Acworth, Cartersville, Dallas, Marietta, and Woodstock areas.
Are There Specific Coverage Options for Liquor Liability Insurance?
Liquor liability insurance is a critical component of restaurant and liquor insurance. It is designed to help protect businesses from the unique risks associated with alcohol service. Consider the following coverage options:
- Host liquor liability insurance typically covers alcohol-related incidents that occur during events hosted by your restaurant or bar, such as private parties or receptions.
- Assault and battery coverage offers better protection against injuries resulting from fights or physical altercations that occur on your premises.
- Dram shop liability coverage helps protects you against lawsuits claiming you overserved alcohol to a patron who subsequently caused harm to themselves or others.
How Does Bar Insurance Differ From Other Restaurant Insurance coverage Policies?
While bar insurance is a subset of restaurant insurance dallas, it often has distinct features to address the specific needs of bars and establishments that serve alcohol. Some key distinctions of bar insurance include the following:
- More robust liquor liability coverage—Bar insurance strongly emphasizes liquor liability coverage, which may not be as prominent in other restaurant policies.
- Greater coverage for alcohol-related incidents—Bars are typically more likely to face alcohol-related risks, such as intoxicated patrons and bar insurance policies are tailored to address these specific concerns.